Full-service bank

Banking with a Secured Access.

A real account number, cheques you can print or email to anyone, and transfers that clear across 40+ currencies — kept in one ledger you actually control.

Open an account See how cheques work

40+: currencies held & converted
24h: typical wire clearance
$0: to open an account

What the account does

One account, entered in full.

CHQ Cheques by email Post a signed cheque to anyone's inbox as a PDF. They don't need an account to cash it. WIRE Global transfers Domestic ACH, SWIFT/IBAN wires and remittance rails, all from one screen. FX 40+ currencies Hold, convert and settle across currencies at rates you can see. CARD Virtual cards Issue Visa, Mastercard and Amex cards with a spend limit on each one. GROW Loans & investments Apply for a loan or open an investment plan without leaving your dashboard.

How a transfer clears

No black box. Three stages, all visible.

01
You submit

Enter the amount and recipient. Nothing leaves your account yet.
02
We screen it

Every transfer passes a fraud and compliance check — a real review, not a spinner.
03
It clears

Funds are debited and sent, and your ledger updates the moment it settles.

Peace of mind

Backed by real protections

FDIC-insured deposits

Your deposits are protected up to the standard insured limit, backed by a real banking partner.

256-bit encryption

Every session and transfer is encrypted end-to-end, the same standard used by major banks.

24/7 fraud monitoring

Automated systems watch every transaction and flag anything unusual before it clears.

Licensed & regulated

We operate under applicable banking and financial-services regulations, audited regularly.

Open your account today.

It takes a few minutes and costs nothing. Bring your money over when you're ready.

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Deposits protected · 256-bit encryption · Routing 021000021 · Member Matra Finance Group